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(Source: Authors Own)

go site I bloody love books and since I travel on the train I am always reading. Here is what I have been enjoying this month.

Leaves On The Line- Martin and Simon Toseland

opzioni binarie online opinioni A Laugh- Out- Loud read. This book goes through everyday English phrases and gives a real life interpretation of what they mean. Perfect if you want a book you can pick up at any point.

Marks and Spencer Home Spring 2015 Edition Magazine

click This free magazine I grabbed whilst waiting to pick up a package has the most beautiful pictures of their homeware inside. If I wasn’t living in rented accommodation I would definitely have a list of items that I want.

The Opposite Of Loneliness- Marina Keegan

köpa Viagra på apotek i grekland As mentioned in my reading list, this book by the late Marina Keegan demonstrates her literary talent. As the book is a selection of essays and short stories it has again a book you can dip in and out of. Recommendations of stories to read include The Emerald City, Challenger Deep, Even Artichokes Have Doubts, Against The Grain and finally, of course, The Opposite Of Loneliness.

Love Is Not Enough- Merryn Somerset Webb

http://unikeld.nu/?ioweo=iqoption-email&794=b5 Although I am not awful with my money I could do better. Love Is Not Enough is essentially a dummies guide on how to improve your finances specifically for women. The book is split into sections that you are likely to encounter in your life such as children, marriage, divorce, investments, pensions etc. What I liked about this book, in particular, is the candid writing style Merryn adopts. It is not stuffy, it is spoken to women who need help understanding the basics.

Strong Woman

go Karren Brady is a woman I admire, from Managing Director of Birmingham City FC from the age of 23, she is a true woman made of grit. I have watched all of The Apprentices with her in it and enjoy reading her Cosmopolitan column. I have had this book a couple of years now and is definitely not a new book out. However, I picked it up as from time to time you always need an inspirational story and this is it. Karen talks about what drives her to success (mainly motivation and sheer hard work) and how she has found managing it all with children, TV work and other interests.

#GIRLBOSS

http://creatingsparks.com.gridhosted.co.uk/2017/ One that isn’t featured in my photograph above because I forgot to add it in! #GIRLBOSS similar to Strong Woman in that it details how Sophia Amoruso built her Nasty Gal busy up from a tiny eBay shop to the empire it is today. This book shows how hard work and determination really pays off and is so easy to read. I read it in two days.

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http://www.goodlight.it/?bioreresd=ebook-taurus-trading-opzioni-binarie-download&d50=c2 Whilst saving for a house and a wedding, money has never been more important in my household. Therefore we decided to cut back to allow us a few extra pounds to spend on what we really want or to save. This is how we have done it below.

Switched our Supermarket

http://www.industries3r.com/albiol/1728 I used to shop in the one of the big four but then decided to switch to Aldi and see if there was a difference in price. In the past few months on average we save around £40 per month on food. We find that by planning all our meals in advance we shop in one of the big four once a month to get the items that we cannot get in Aldi and then shop in Aldi for the rest.

Using the Library

http://serezin-du-rhone.fr/pifpaxys/3845 I read an awful lot and used to buy second hand books however that was starting to get pricey. By using the library I reckon I have saved around £200 (and space) in books. Libraries these days are not just about physical books there is also a selection of audio and online books.

Also my local train station has a book shelf where passengers leave and pick up unwanted books. I have picked up and dropped off many books myself.

Using Charity Shops

Charity Shops are brilliant for second hand bargains. I have brought books but also clothes, I got a set of fashionable and hardly used black boots for £8 once which would have easily been £15- 20 first hand.

Using eBay and Amazon

When we moved into our flat we had a small budget for buying furniture. On eBay we brought a coffee table and TV stand for £50. Which if we had brought this in a shop would have cost £50 each. This applies also for selling. I am a great believer in reusing as much as possible so any unwanted items are either sold on ebay or Gumtree or go straight to a charity shop. Just be mindful of sellers fees.

Borrowing Movies and Boxsets

What originally started as a friend lending us a box set to try out a TV programme has ended up us borrowing the entire series. Hence £50 worth of TV entertainment we have watched for free.

Using Voucher Codes

Before buying online I usually browse voucher code sites looking for any discounts. If you are a student I recommend buying a NUS Extra card because the amount of discounts available are phenomenal and you easy make your £12.00 the price the card costs back.

Delay Repay Scheme

I commute so spend an awful lot of time on the train. If my train is over 30 minutes late I always claim back. I reckon I have claimed in total about £50 back from the train companies so far this year. I email a picture of my train tickets to customer services so it is not costing me anything in postage.

Checking My Receipts

I always match up my receipts against my bank statements to check that all money coming in and out my bank account as it should be. I don’t want any money leaving my account when it shouldn’t be.

This concludes my money saving tips, does anybody have any they would like to share below?

A small post from me today. A while back I was reading on twitter an article about what everyday cyclists take with them on their rides. So I thought I would share mine here.

1, Schwalbe Tyre Leavers. Amazon £3.95

These tyre leavers were brought after hearing reading the good reviews on Amazon. These tyre leavers do the job fine.

2, Inner Tube Raleigh 700×19-23c. Amazon £10.89 for three

I always carry a spare inner tube on longer rides just in case.

3, EyezOff GP96A Alloy Mini Bike Pump. Amazon £10.99

The pump is very easy to use and is easy to mount onto the bike. You can use this pump with Presta and Schrader valves.

4, Energy Gel Hi5 Brought as part of the race pack at The Cycle Show but see here

If I am cycling a longer route then I like taking one of these out with me. I really like the taste of these energy gels as the taste is not too sweet and the texture is not too sticky. Sometimes I just take a cereal bar instead.

5, Drinks Bottle. Wiggle (not available)

Essential for any ride this Wiggle bottle is one of many I own.

6, High5 Energy Bottle. Amazon £5.49

I tend to carry a larger water bottle and one smaller one. This High5 bottle is just one of many I own.

7, Puncture Repair Kit. This was a freebie from a cycling magazine but you can find similar from any cycle shop.

8, Lazer Sunglasses.

From a bike jumble sale at the Manchester Velodrome.

I bought these gloves back in September because I wanted a pair of fingerless gloves as the weather got warmer and came across this pair on Amazon. I had read the reviews and they seemed to be positive and were cheap (£5.24 including p&p).

These gloves are a bargain, when I first tried them on I was worried that they would not be flexible enough around the thumb and index finger. However after a few rides out on my bike they were fine. My hands aren’t sweaty inside the glove and the gloves do not feel bulky on my hands. The material is comfortable due to the gel and foam pad and provide enough grip and protection in dry and wet weather. The top part of the glove is a flannel like material which I find useful for removing sweat.
I have put the gloves through the wash several times and they have kept their shape. The gloves are also more longer lasting than my other Crane gloves which have only been out a few times and already the material is going bobbly.
If the colour red does not take your fancy, a bright yellow and pale orange pair are available and for £5.24 you cannot go wrong.
Have you got a pair of these gloves, if so what do you think? Are there any cycling gloves that you would recommend?
XXR Ultimate Gears Red Cycling Gloves
Red and Black XXR Ultimate Gears Cycling Gloves